BBMBBM Technologies
PAYMENTS · BANKING · BUSINESS ENABLEMENT

Connecting Business,
Technology and
Financial Services.

BBM combines financial technology, business expertise and delivery capabilities to help banks, PSPs, telecom operators and fintechs develop, launch and grow their financial services.

BUILT FOR
Banks  ·  PSPs  ·  Telecom Operators  ·  Fintechs  ·  EMIs  ·  Digital Platforms
ONE TECHNOLOGY FOUNDATION

Launch faster. Integrate once.
Scale without rebuilding.

From account infrastructure to payment connectivity, BBM helps financial institutions and digital businesses assemble the capabilities they need without creating every layer from scratch.

THE BBM PLATFORM

Three layers. One proposition.

Modular by design, enabling each client to adopt the capabilities that fit its model, geography and regulatory setup.

▣

01 — Payments

Payment capabilities for banks, PSPs, telecom operators and digital businesses across cards, accounts and alternative rails.

  • Issuing & card programmes
  • Acquiring connectivity
  • Payment orchestration
  • A2A & instant payments
  • Wallets & money movement
  • Cross-border capabilities
▥

02 — Core Banking

A modular banking engine for digital banks, EMIs, payment institutions and fintech propositions.

  • Customer & account management
  • Ledger & transaction engine
  • Fees, limits & product rules
  • KYC / AML integrations
  • Card & payment connectivity
  • Reconciliation & reporting
◇

03 — Embedded Finance

Bring financial capabilities directly into platforms, products and customer journeys.

  • Accounts as a service
  • Cards as a service
  • Payment APIs
  • Wallet capabilities
  • Partner integrations
  • White-label experiences
A flexible platform
to fit your ambition.
BUSINESS ENABLEMENT

From business strategy
to operational execution.

BBM provides end-to-end business enablement services to support the establishment, launch and operation of payment and financial services businesses.

Working with its ecosystem of specialised partners, BBM combines business expertise, technology capabilities and hands-on delivery to support banks, PSPs, telecom operators and fintechs throughout their business lifecycle.

◎

01 — Business Strategy & Development

Market assessment, business model definition, product strategy, commercial planning, go-to-market execution and business development.

♧

02 — Regulatory & Partner Management

Regulatory readiness, licensing programme coordination, identification and selection of banking and technology partners, vendor management and ecosystem development.

⚙

03 — Technology & Programme Delivery

Solution architecture, technology selection, implementation planning, systems integration, programme management, testing and deployment.

◷

04 — Operations & Business Performance

Operating model design, operational processes, customer and merchant operations, transaction management, settlement and reconciliation processes, performance monitoring and continuous improvement.

MODULAR ARCHITECTURE

Built to sit at the centre
of the ecosystem.

BBM acts as the technology layer connecting customer experiences to financial infrastructure.

Customer Channels
Mobile Apps  ·  Web Platforms  ·  Marketplaces  ·  Partner Channels
↓
UNIFIED ACCESS LAYERBBM APIs & Integration Services
↓
PaymentsIssuing · Acquiring
Orchestration
Core BankingAccounts · Ledger
Transactions
ComplianceKYC · AML · Rules
OperationsReporting · Reconciliation
↓
Financial Ecosystem
Banks  ·  Card Schemes  ·  PSPs / Acquirers  ·  Payment Rails  ·  Fintech Partners
BUILT FOR REAL DEPLOYMENTS

From concept to
operating platform.

BBM is designed for organisations that need more than a front-end. It provides the infrastructure required to build financial propositions that connect technology, payments and operational workflows.

01

Launch a PSP or fintech

Bring together business planning, payment technology, partners and operational readiness for a new payment proposition.

02

Modernise a financial institution

Introduce modular digital capabilities without replacing every legacy component at once.

03

Enable telecom-led financial services

Integrate wallets, payments and financial services into telecom and digital customer channels.

04

Connect an ecosystem

Integrate banks, PSPs, schemes and specialised partners through a unified technology layer.

DESIGNED FOR CHANGE

Financial infrastructure
without the rigidity.

API-first

Designed to integrate with existing products, partners and channels.

Modular

Deploy only the capabilities required by the business model.

Partner-ready

Connect specialised providers rather than forcing a closed ecosystem.

Built to scale

A foundation that can evolve as products, markets and volumes grow.

A partner for today
and what's next.
BUILD WITH BBM

Building a payment or
banking proposition?

Let's explore the infrastructure behind it.

BBM Technologies

Payments & Banking Technology

⌖8 rue de Shakespeare
El Mouradia, Alger
Algeria
© BBM Technologies. All rights reserved.